When you’re hurt in a car crash or accident, you might think your own insurance company will step in to help you. After all, you’ve paid your premiums on time and followed the rules.
But sometimes, your own insurance policy can become one of the biggest problems in your case. A personal injury lawyer Mississauga can help you deal with these issues and fight for what you really deserve.
Insurance Companies Want to Pay Less
Even if it’s your own policy, the insurance company’s main goal is to protect their money. They might try to settle your claim for less than it’s worth or find ways to say your injury isn’t covered. You may think they’re on your side, but their first job is to look out for themselves, not you.
Policy Rules Can Be Confusing
Insurance policies are full of complex terms and small print. It’s not easy to understand what’s covered and what’s not. Some people think they have full coverage, only to find out that there are limits or exceptions. A personal injury lawyer can read through the policy and explain what it really means, so you don’t get caught off guard.
Delays and Denials Happen Often
Some insurance companies delay claims by asking for extra documents or by saying they need more time to review the case. Others may deny your claim completely. This can be frustrating, especially when you’re in pain or unable to work. A lawyer can step in, move things along, and respond to these delays.
Uninsured or Underinsured Claims Are Tough
If the other driver has no insurance or not enough to cover your bills, you may need to use your own coverage. This often leads to a fight with your own insurance company. These claims can be just as hard, if not harder, than dealing with the other driver’s insurance. A personal injury lawyer knows how to handle this and make your case stronger.
You Don’t Have to Face It Alone
Even though it’s your own policy, it doesn’t always work the way you expect. If you’re hurt and feel like you’re not being treated fairly, a personal injury lawyer can help. They can deal with your insurance company, explain your rights, and work to get you the help and payment you need.
Sometimes the biggest challenge doesn’t come from someone else’s insurance, it comes from your own. Having someone in your corner can make all the difference.